2022 was the most difficult year for investors from a return and volatility standpoint. Multi-decade highs in inflation combined with historically aggressive Fed rate hikes and growing concerns about economic and earnings recessions to pressure both stocks and bonds. And the outlook for 2023 is no better: to kickstart the new year, Bloomberg News surveyed more than 500 calls from Wall Street’s army of strategists about the economic landscape ahead. And upbeat forecasts are hard to find, threatening fresh pain for investors who have just endured the great crash of 2022. While we do not know for certain when recession will hit --- or how long it will last --- we know that it will stir up anxiety and fear. And that will trigger panic and rash decisions that could lead to big losses. At this in-person workshop, CFP® professional John Lau will present the strategies that will empower you to weather any recession, and any personal financial hardships you may face outside of recessions. At this workshop, John will discuss: • Strategies to bridge the retirement income gap • How to stay in cash while potentially yielding inflation beating yields • Tax planning at retirement – keeping more of what you make • How a comprehensive personal plan can help you focus on the big picture and reduce anxiety • Etc., If you are planning to retire in 2023, or just recently retired with more than $2.0million investable assets, this workshop is designed for you. Registration is required. Click the following link to register: https://bit.ly/40FBfwP